The art of saving money has become more important than ever. Mild austerity and a state of post-economic recession has made our financial plight harder than before and surviving economically isn’t helped by rising housing and fuel prices. With economic forecasts anticipating a worsening of the Eurozone crisis in 2013, the upcoming year may not see things change much for the better. Here then, are a few invaluable ways by which we can save money for ourselves.
Quit Smoking
Now, there are of course many people who won’t be prepared to make this crucial step. However, packing in smoking can save you huge amounts of money. In fact, a 20-a-day smoker can save nearly £2000 a year by quitting.
It may not be the most fun way of saving money, but quitting smoking can save you bundles.
Forget Readymade Meals
Readymade meals may be incredibly convenient but knocking up a meal yourself will save you lots of money. The initial cost of buying the groceries needed to prepare your own meals may burn a bit of a hole in your pocket, but in the long run the cost of £3 or £4 meals every day will add up and cost you more.
Tax Refunds
Thousands of British businesspeople lose out on thousands of pounds each year, due to a failure to claim what is rightfully and legally theirs!
When the tax liability for something is less than the taxes you’ve paid, you’ll most likely be owed money by the HMRC in the form of a tax refund.
There are many circumstances by which this may be the case. Thankfully, there are also many specialist teams to be found online (try www.RIFTUK.com) that can discern if you’re owed anything, how much you are owed and help you claim that money back.
Use the Internet to Shop
We are now in the age of the internet! As a result there is a wide range of online shops for you to buy off, rather than leaving the house and using your tired legs. In fact, there is so much competition online that prices are generally cheaper.
There are also a range of handy price comparison websites to help you find the cheapest prices.
Extended Warrantees: Say No!
When we buy new things, we can become so attached to them that we find it difficult saying no to extended warrantees on them. However, the reality is most of the products we buy are efficient and reliable enough to last beyond their warrantee terms and if they’re not, then they’re not the exactly best products for you.
Car Washes: Say No
It never ceases to surprise me just how lazy we’ve become as a nation. Car washes are a key demonstration of this. Rather than spending a fiver or even a tenner for your car to be cleaned, how about getting off the couch and doing it yourself?
