With hundreds and thousands of old, derelict properties available in the market today, it is no small wonder that people of moderate wealth are buying them with the sole purpose of renovating them and then selling them on for a profit. Whether you’ve recently come into some money, or you’ve had your eye on a property for some time and you have finally saved up enough for the deposit, purchasing a fixer-upper can be a whole lot of hard work, or it can be an extremely satisfying experience overall. [Read more…]

Risk by its definition can mean several things: probability or threat of damage, injury, liability, loss, or any other negative occurrence that is caused by external or internal vulnerabilities, and that may be avoided through preemptive action. To me it certainly means is that risk can be valued as much as air around me is, why so? Well to live and breathe for long years I need fresh quality air in my lungs and just as I am not happy with pollution I am also not happy with too much “risk in the air”. [Read more…]

For city dwellers, having a balcony is often as close as you can get to having a garden of your very own. Sadly, many homeowners don’t consider how best to use a balcony, making do with a plant and a plastic chair or two. There’s no reason to be put off by how small the space is when it comes to decorating – after all, a balcony is a great way to let the great outdoors in and be enjoyed all year round. [Read more…]