Steve – Page 24

Insulation and Double Gazing

July 2, 2015 by Steve

Although we are currently well into a nice warm summer, soon enough the winter will roll back around and we will often find our heating bills skyrocketing. Worse still, our heaters might break down from the strain, meaning you have to call a HVAC repair company like aircarecharlotte.com/heating/hvac-repair/ to fix it before icicles form in your mouth. So, short of putting on parkas and covering ourselves with blankets everywhere, we go, what can be done?

The answer is a lot of things. Aside from regular cleaning and maintenance of your HVAC system there are many ways you can prevent heat loss in your home. Trapping the heat inside can mean your heaters can work for shorter periods of time but the heat will stay for longer.

Property experts Hocking Associates have provided this quick list of top tips for helping to reduce your heating bills in the long term, including investing in insulation and double-glazing many among other money saving features.

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3 Tips for Saving a Buck Every Day on Groceries

June 26, 2015 by Steve

Even the ocean is formed of the smallest drops of water – just as any amount you can save is formed of pennies. Setting aside a part of your paycheck each month is seldom the best solution, and raising your monthly income is most of the times hard. A better choice for most is either to try their luck with the online slots at all slots online casino – they are fun and have the potential for big money – or to save by being a mindful customer and shopping better for less. Here are a few tips to help you do that. Today we take a look at grocery shopping for less.

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Gold Investment: The Big Three Ways

June 23, 2015 by Steve

An overview and look at the pros and cons of investing in gold bullion, coins, and stocks.

Gold, that most malleable of metals, comes in as many forms as it can be melted, hammered and shaped into, but for the purposes of the investor, it comes in three main forms – one of them made of paper. Here’s a quick guide to the pros and cons of gold bullion, coins, and stocks. [Read more…]

How to Donate Money to Great Causes

June 22, 2015 by Steve

We all know that just because you love money, it doesn’t mean you have to keep it all for yourself. There are so many worthy causes available out in the world today. There is a niche and a nook for everyone who is hoping to share their hard-earned money with someone who deserves a little help.

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Amazing Ways to Save Money in 10 Minutes or Less

June 21, 2015 by Steve

You’ve probably read through 101 different ways to try and save money. Most of them seem like they’re just too much hassle to bother with. Plus, time equals money. So are you actually saving anything by spending hours trying to cut costs? To help curb this problem, here are some amazing ways to save money. That will take you 10 minutes or less!

Write a Shopping List

Before you ever go on a shopping spree you have to make a list! This takes 5-10 minutes and could save you a fortune. Most of us do this anyway when it comes to grocery shopping. However, you should be writing a list for everything. Why? Because then you’re less likely to impulse spend. And let’s be honest, that’s when we tend to spend the most. Write up a shopping list and stick to it.

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Keep Your Receipts

This takes no time at all! You simply have to keep all of the receipts for whatever you buy. At the end of each week take a look through all of those little bits of paper. Were there things you spent too much money on? You’ll be able to come up with ways to cut down costs, by keeping an eye on your spending. You’ll also be less likely to impulse buy if you know you’re going to tell yourself off at the end of the week.

Print off Vouchers

This is something that will take no more than 10 minutes out of your day. Before you go anywhere, have a look to see if there are any vouchers available. Use a voucher website and see if the place you’re visiting has any offers on. This is particularly useful if you’re going out to eat or drink. Plenty of retailers have offers running through the week, so keep your eyes peeled.

Make Some Calls

As long as you’re not on hold for half the day then this is another quick way to save money. Call up all of the companies you have services with. Mobile phone operators, broadband providers and cable TV suppliers. Talk to them and let them know you’re trying to cut down costs. You’ll be surprised at how many will have special offers to keep you as a customer. It’s a good idea not to call during lunchtimes or after work, as this is when they’re the busiest. Also, make sure you check their call rates so you’re not forking out extra on your phone bill.

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Double Check ‘Cost Per’ Labels

This is a really handy trick if you’re out grocery shopping. It doesn’t take too long, either. Before you get sucked into special offers or deals, have a look for the ‘cost per’ on labels. This is usually cost per unit or cost per kg. You can quickly price match all of the different brands to see which one is the cheapest. You may find that those special offers aren’t as cost effective as you once thought.

Last Minute Dash

Want to grab yourself something nice for dinner without going on a long shopping trip? Head to the supermarkets around an hour before they close. They will be putting out all of their reduced items. You can pick up a bargain for dinner, in under 10 minutes.

And there we have it! Some super quick ways to save money on everyday essentials. Make one of these changes every day and see how much money it can save you.