Between 2006 and 2008, the banking giant Santander conducted a credit check on its customers, and significantly increased the loan Cahoot loans repayment rates of those customers with poor scores. Although the terms of these loans allowed the bank to increase the rates, the top management later acknowledged that some of the raises were too high. As a result, the company has agreed to review the loans whose rates were raised to stratospheric levels, and has, in fact, made refunds to some of the customers who have made complaints. This means that, if you had taken a loan from Cahoot between 2006 and 2008, and specifically, a Cahoot Flexi Loan, you can get a refund for the amount that you overpaid for your loan.